Products &
Services
From savings accounts to agricultural loans — a comprehensive suite of financial products tailored for the Gokarna community.
Competitive Rates
Best-in-class interest
Quick Processing
Fast approvals & disbursal
Secure & Regulated
RBI regulated cooperative
Grow Your Savings
Safe and rewarding deposit options to help you build wealth over time.
Savings Account
Earn competitive interest on your savings with flexible withdrawal options.
- Minimum balance: ₹500
- Interest rate up to 4% p.a.
- Free passbook & ATM card
- Online banking access
Fixed Deposit
Secure your funds with guaranteed returns over a fixed term.
- Tenure: 7 days to 10 years
- Interest up to 8.5% p.a.
- Loan facility against FD
- Auto-renewal option
Recurring Deposit
Build your savings systematically with monthly deposits.
- Minimum ₹100/month
- Tenure: 6 months to 10 years
- Attractive interest rates
- Premature withdrawal allowed
Current Account
Ideal for businesses with high-frequency transactions.
- Unlimited transactions
- Overdraft facility
- Free cheque book
- Priority customer service
Finance Your Dreams
Affordable loan solutions for every need — personal, agricultural, or business.
Home Loan
Make your dream home a reality with affordable housing finance.
- Loan up to ₹50 Lakhs
- Tenure up to 20 years
- Interest from 8.75% p.a.
- Simple documentation
Agricultural Loan
Empowering farmers with timely credit for crop and equipment needs.
- Kisan Credit Card facility
- Seasonal repayment options
- Subsidy assistance
- Minimal collateral
Business Loan
Fuel your enterprise growth with flexible business financing.
- Loans up to ₹25 Lakhs
- Working capital facility
- Flexible repayment terms
- Quick disbursement
Education Loan
Invest in education with affordable student financing.
- For higher education
- Covers tuition & living costs
- Moratorium period available
- Concessions for girl students
Vehicle Loan
Drive your dream vehicle with easy EMI options.
- New & used vehicles
- Tenure up to 7 years
- Up to 90% financing
- Competitive interest rates
Personal Loan
Meet personal expenses quickly with our unsecured personal loans.
- Quick disbursement
- No collateral required
- Flexible repayment
- Minimal documentation
Note: Interest rates and terms are subject to change as per RBI guidelines. For the latest rates and personalized product information, please visit our branch at Gokarna or contact us at business@shreemahabaleshwarcoop.com